About SMS Financial

SMS Financial is a privately held company focusing on the acquisition and recovery of commercial and consumer non-performing loan based assets. In business since 1993, SMS Financial has acquired and serviced assets in excess of $1 billion in book value. Our senior leadership has extensive experience in the management of performing and non-performing loans with vast experience in the banking, real estate and legal fields. SMS Financial is led by an Executive Team who can quickly analyze, evaluate and fund various types of non-performing assets.

We maintain a flexible and collaborative approach to the purchasing and servicing of loans, making us the best solution for institutions seeking to sell or outsource their loan portfolios. As a private company, we are committed to confidentiality, integrity and responsiveness with all of our transactions. Our significant capital base allows for large scale acquisitions, creating immediate bottom-line profits for our sellers.

SMS Financial Recovery Services is a related division of SMS Financial specializing in third party pre and post judgment collections for major financial institutions nationwide.

SMS is proud to be a member of the following organizations: